[Datasets](https://gloom.sh/datasets#datasets) Filings and company text

# Risk factors.

One 10-K risk section and its changes from the year before. Every response carries its sources and dates.

- [See plans](https://gloom.sh/datasets/pricing)
- [Read the reference](https://gloom.sh/datasets/docs/datasets/risk-factors)

Request 2 credits

```
curl "https://api.gloom.sh/v1/risk-factors?symbols=CVX" \
  -H "Authorization: Bearer $GLOOM_DATASETS_KEY"
```

With your key, this call returns the latest data. The response is one record of the [free sample](https://api.gloom.sh/v1/datasets/risk-factors/sample), which needs no key.

Response · data[0]

```
{
  "symbol": "CVX",
  "reportYear": 2026,
  "filedAt": "2026-02-24T00:00:00.000Z",
  "riskCount": 3,
  "wordCount": 547
}
```

Trimmed real output

## Who uses it.

- ### Research agents

  Cite what changed in a 10-K's risks.
- ### Quant teams

  Score new risk language year over year.

## Coverage and price.

- **routes**: 2
- **source**: 1
- **credits for the cheapest call**: 2

In all 44 datasets on every plan, from $200/mo. [See plans](https://gloom.sh/datasets/pricing)

**Routes and credits (2)**

- `GET /v1/risk-factors` Available annual risk-factor filings 2 credits
- `GET /v1/risk-factors?year=` Risk factors and annual differences 10 credits

## Related.

- [Earnings-call transcripts](https://gloom.sh/datasets/transcripts)
- [Document search](https://gloom.sh/datasets/document-search)
- [Credit documents and covenants](https://gloom.sh/datasets/credit-documents)