Paccar (PCAR) risk factors, 2025 10-K

Paccar's 2025 10-K lists 3 risk factors. No earlier 10-K is on file to compare against, so the most company-specific risks are read out below.

Risk factors listed
31 groups
Section length
2k wordsItem 1A

What dominates the section

  • Climate change creates both disruption risk and pressure to develop lower-emission commercial vehicles.
  • Alternative-powertrain competitors could weaken PACCAR’s business if they better satisfy changing customer demand.
  • Global operations remain exposed to political instability, fuel and infrastructure disruptions, recessions, and inflation.

The risks most specific to Paccar

  • Business and Industry Risks

    Unexpected events, including natural disasters, extreme weather events, or pandemics, may increase the Company’s cost of doing business or disrupt the Company’s or its suppliers’ operations. The likelihood or severity of these unexpected events may increase due to the effects of climate change

    Natural disasters, extreme weather, pandemics, and climate change could raise costs or disrupt PACCAR and supplier operations while requiring emissions reductions.

  • Business and Industry Risks

    the success of new and existing competitors in developing and selling alternative powertrain commercial vehicles

    Competitors developing and selling alternative-powertrain commercial vehicles could capture customers and harm PACCAR’s business, operations, or financial condition.

  • Business and Industry Risks

    Political, Regulatory and Economic Risks

    PACCAR’s multinational operations could be harmed by political instability, fuel shortages, utility or transportation interruptions, natural calamities, recessions, slower growth, or inflation.

All 3 risk factors

Headings as the filing states them, in filing order.

Business and Industry Risks

  1. 01Unexpected events, including natural disasters, extreme weather events, or pandemics, may increase the Company’s cost of doing business or disrupt the Company’s or its suppliers’ operations. The likelihood or severity of these unexpected events may increase due to the effects of climate change
  2. 02the success of new and existing competitors in developing and selling alternative powertrain commercial vehicles
  3. 03Political, Regulatory and Economic Risks

Other Paccar 10-Ks

  • 2026 10-K risk factors

    4 risks. Climate change dominates through physical disruptions, emissions-transition costs, evolving regulation, and potential stakeholder litigation.

    Filed Feb 18, 2026

About this page

Item 1A of the 10-K on EDGAR was split into its risk factors and, where the company's previous 10-K is on file, each heading was matched to last year's and the text compared word for word. The headings are the filing's own. The one-line readings and the overview were written by a language model from the text of the new, dropped, and rewritten risks; they refer to risks by position and cannot misquote a heading.

Paccar (PCAR) Risk Factors: 2025 10-K, What Changed | Gloomberb