Procter & GAMBLE (PG) risk factors, 2025 10-K

Procter & GAMBLE's 2025 10-K lists 20 risk factors in 4 groups. No earlier 10-K is on file to compare against, so the most company-specific risks are read out below.

Risk factors listed
204 groups
Section length
5k wordsItem 1A

What dominates the section

  • Global operations expose P&G to currency controls, geopolitical disruption, supply-chain failures and volatile input costs.

The risks most specific to Procter & GAMBLE

  • MACROECONOMIC CONDITIONS AND RELATED FINANCIAL RISKS

    Our business is subject to numerous risks as a result of having significant operations and sales in international markets, including foreign currency fluctuations, currency exchange or pricing controls

    Operations in about 70 countries and sales in about 180 expose P&G to foreign-currency movements, exchange controls and pricing controls; overseas sales exceed 50% of annual net sales.

  • BUSINESS OPERATIONS RISKS

    Our business results depend on our ability to manage disruptions in our global supply chain

    Sole suppliers, sole manufacturing plants and supply-chain optimization failures could prevent P&G from meeting customer needs or achieving cost targets.

  • BUSINESS OPERATIONS RISKS

    Our businesses face cost fluctuations and pressures that could affect our results

    Commodity inputs such as resins and pulp, along with labor, tariffs, transportation, energy, pensions and healthcare costs, could pressure results.

  • BUSINESS OPERATIONS RISKS

    A significant change in customer relationships or in customer demand for our products could have a significant impact on our business

    Changes in retail, e-commerce, grocery, club-store, pharmacy and other customer relationships or purchasing patterns could materially affect sales.

  • BUSINESS OPERATIONS RISKS

    If the reputation of the Company or one or more of our brands erodes significantly, it could have a material impact on our financial results

    Product quality or safety failures, ingredient concerns, plastic packaging perceptions, poor recyclability, labor practices or privacy failures could erode P&G’s brands.

  • BUSINESS OPERATIONS RISKS

    The Procter & Gamble Company 7

    Cyberattacks, ransomware, phishing, improper data handling, AI misuse, outages or employee error could expose personal, business or stakeholder information.

  • BUSINESS STRATEGY & ORGANIZATIONAL RISKS

    Our ability to meet our growth targets depends on successful product, marketing and operations innovation and successful responses to competitive innovation, evolving digital marketing and selling platforms and changing consumer habits

    P&G could miss growth targets if it fails to develop products, improve manufacturing, use digital selling platforms or adapt to changing consumer habits.

  • BUSINESS STRATEGY & ORGANIZATIONAL RISKS

    We must successfully manage ongoing acquisition, joint venture and divestiture activities

    Poorly managed acquisitions, joint ventures or divestitures could disrupt P&G’s consumer-brand portfolio and impede business objectives.

  • BUSINESS STRATEGY & ORGANIZATIONAL RISKS

    Our business results depend on our ability to successfully manage productivity improvements and ongoing organizational change, including attracting and retaining key talent as part of our overall succession planning

    Failure to deliver planned productivity savings and staffing changes while retaining key talent and funding growth could reduce earnings and cash flow.

  • LEGAL & REGULATORY RISKS

    We must successfully manage compliance with current and expanding laws and regulations, as well as manage new and pending legal and regulatory matters in the U.S. and abroad

    Expanding rules on product composition, manufacturing, packaging, disposal, marketing, antitrust and intellectual property create compliance and legal exposure across countries.

All 20 risk factors

Headings as the filing states them, in filing order.

MACROECONOMIC CONDITIONS AND RELATED FINANCIAL RISKS

  1. 01Our business is subject to numerous risks as a result of having significant operations and sales in international markets, including foreign currency fluctuations, currency exchange or pricing controls
  2. 02Uncertain economic or social conditions may adversely impact demand for our products or cause our customers and other business partners to suffer financial hardship, which could adversely impact our business
  3. 03Changing political and geopolitical conditions could adversely impact our business and financial results
  4. 04Disruptions in credit markets or to our banking partners or changes to our credit ratings may reduce our access to credit or overall liquidity
  5. 05The Procter & Gamble Company 5

BUSINESS OPERATIONS RISKS

  1. 06Our business results depend on our ability to manage disruptions in our global supply chain
  2. 07Our businesses face cost fluctuations and pressures that could affect our results
  3. 08The ability to achieve our business objectives depends on how well we can compete with our local and global competitors in new and existing markets and channels
  4. 09A significant change in customer relationships or in customer demand for our products could have a significant impact on our business
  5. 10If the reputation of the Company or one or more of our brands erodes significantly, it could have a material impact on our financial results
  6. 116 The Procter & Gamble Company
  7. 12We rely on third parties in many aspects of our business, which creates additional risk
  8. 13The Procter & Gamble Company 7
  9. 14We must successfully manage the demand, supply and operational challenges associated with the effects of any future disease outbreak, including epidemics, pandemics or similar widespread public health concerns

BUSINESS STRATEGY & ORGANIZATIONAL RISKS

  1. 15Our ability to meet our growth targets depends on successful product, marketing and operations innovation and successful responses to competitive innovation, evolving digital marketing and selling platforms and changing consumer habits
  2. 16We must successfully manage ongoing acquisition, joint venture and divestiture activities
  3. 17Our business results depend on our ability to successfully manage productivity improvements and ongoing organizational change, including attracting and retaining key talent as part of our overall succession planning

LEGAL & REGULATORY RISKS

  1. 18We must successfully manage compliance with current and expanding laws and regulations, as well as manage new and pending legal and regulatory matters in the U.S. and abroad
  2. 19Changes in applicable tax laws and regulations and resolutions of tax disputes could negatively affect our financial results
  3. 20The Procter & Gamble Company 9

Other Procter & GAMBLE 10-Ks

  • 2026 10-K risk factors

    20 risks. Global operations expose P&G to currency, geopolitical, supply-chain and local-market disruptions across approximately 180 countries and territories.

    Filed Aug 04, 2026

About this page

Item 1A of the 10-K on EDGAR was split into its risk factors and, where the company's previous 10-K is on file, each heading was matched to last year's and the text compared word for word. The headings are the filing's own. The one-line readings and the overview were written by a language model from the text of the new, dropped, and rewritten risks; they refer to risks by position and cannot misquote a heading.

Procter & GAMBLE (PG) Risk Factors: 2025 10-K, What Changed | Gloomberb