Risk factors

Peapack Gladstone Financial (PGC) risk factors

Item 1A of every Peapack Gladstone Financial Corp. 10-K on file, and what changed from one year to the next.

  • FY2025 10-K risk factors

    42 risks, 8 new, 2 dropped, 11 reworded since the prior year. AI and machine-learning risks now cover model errors, data security, evolving regulation, vendors, talent and reputational harm.

    Filed Mar 11, 2026
  • FY2024 10-K risk factors

    36 risks. Credit exposure centers on New Jersey, Pennsylvania, New York City, commercial real estate, and New York multifamily lending.

    Filed Mar 12, 2025