Risk factors
PennyMac Mortgage Investment Trust (PMT) risk factors
Item 1A of every PennyMac Mortgage Investment Trust 10-K on file, and what changed from one year to the next.
- 2026 10-K risk factors
87 risks, 17 new, 8 dropped, 22 reworded since the prior year. New disclosures emphasize CFPB and state regulation, licensing, Agency approvals, and dependence on government-sponsored entities.
Filed Feb 18, 2026 - 2025 10-K risk factors
78 risks. PennyMac’s mortgage investment model depends heavily on leverage, secured financing, correspondent production, MSRs and Agency relationships.
Filed Feb 20, 2025