Alkami Technology (ALKT) risk factors

Item 1A of every Alkami Technology, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
48 risks10 new6 dropped6 reworded
Issued $345 million in convertible notes, creating new debt, dilution, and counterparty risks. Expanded risk disclosures to cover artificial intelligence adoption and activist stockholders.
Filed Feb 26, 2026
FY2024 10-K risk factors
44 risks
Alkami Technology faces primary risks around rapid growth, intense competition in digital banking solutions for financial institutions, and heavy reliance on Amazon Web Services. The company also highlights risks from its credit facility covenants, potential intellectual property disputes, and the loss of emerging growth company status in December 2024.
Filed Feb 28, 2025