Risk factors

Angel Oak Mortgage REIT (AOMD) risk factors

Item 1A of every Angel Oak Mortgage REIT, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    108 risks4 new6 dropped10 reworded

    The company added four new risks concerning manager termination terms, rising homeownership expenses, future mortgage legislation, and bank capital requirements. Eight existing risks received minor technical updates regarding dates and tax definitions.

    Filed Mar 03, 2026
  • FY2024 10-K risk factors
    110 risks

    The company relies heavily on its external Manager and affiliates for sourcing non-QM loans and management services. Portfolio value and operations are exposed to interest rate volatility, residential mortgage market conditions, and credit risks. Investments span non-QM loans, residential and commercial mortgage-backed securities, and alternative credit assets.

    Filed Mar 24, 2025