Risk factors

Aon (AON) risk factors

Item 1A of every Aon plc 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    36 risks1 new4 dropped13 reworded

    Total consolidated debt decreased from $17.0 billion to $15.2 billion year-over-year. Restructuring costs for the Accelerating Aon United Program increased from $1.0 billion to $1.3 billion, with estimated annualized savings raised to $450 million by 2027. Operating funds available for corporate use grew from $1.3 billion to $2.8 billion.

    Filed Feb 13, 2026
  • FY2024 10-K risk factors
    39 risks

    Aon faces major integration and cost risks from its NFP acquisition and three-year Accelerating Aon United Program restructuring. Substantial debt of 17.0 billion dollars and extensive global regulatory oversight create financial and operational constraints. The business is heavily exposed to professional liability claims, IT security breaches, and macroeconomic volatility.

    Filed Feb 18, 2025