Risk factors

Arrow Financial (AROW) risk factors

Item 1A of every Arrow Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    25 risks9 new4 dropped2 reworded

    Merger-related execution, regulatory approval, integration, and shareholder-value risks are prominent this year.

    Filed Mar 06, 2026