Risk factors
Atlanticus Holdings (ATLC) risk factors
Item 1A of every Atlanticus Holdings Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors18 risks5 new2 dropped4 reworded
Atlanticus Holdings added execution risks from the Mercury acquisition and rising inflation impacts on consumer credit. Regulatory scrutiny on credit products and debtor relief laws expanded. Cybersecurity and data privacy risk language shifted to model design and quantitative flaws.
Filed Mar 12, 2026 - FY2024 10-K risk factors56 risks
Collecting less-than-prime receivables and securing borrowed funding dominate the company’s financial risks.
Filed Mar 13, 2025