Risk factors
American Express (AXP) risk factors
Item 1A of every American Express Co. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors34 risks2 new24 reworded
New risks emphasize sophisticated fraud, including generative-AI social engineering and account takeovers.
Filed Feb 06, 2026 - FY2024 10-K risk factors34 risks
Card spending, lending and fee growth depend on consumer and business activity, credit performance, and attracting and retaining Card Members.
Filed Feb 07, 2025