Risk factors

Business First Bancshares (BFST) risk factors

Item 1A of every Business First Bancshares, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    53 risks1 dropped4 reworded

    The bank grew its large loan exposure, with average loan size rising to $542,000 and top ten relationships averaging $65.0 million. Cyber-crime threats and FDIC insurance assessment contexts were updated to reflect recent financial industry events.

    Filed Feb 26, 2026
  • FY2024 10-K risk factors
    54 risks

    Business First Bancshares faces geographic concentration risks in Louisiana, Dallas/Fort Worth, and Houston.

    Filed Mar 07, 2025