Bowhead Specialty Holdings (BOW) risk factors
Item 1A of every Bowhead Specialty Holdings Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors55 risks6 new6 dropped10 reworded
Bowhead Specialty Holdings faces new financial risks from $150 million in senior notes and credit facility changes. The company added specific disclosures regarding artificial intelligence adoption, trade tariffs, and reinsurance credit risks.
Filed Feb 24, 2026 - FY2024 10-K risk factors55 risks
Company faces heavy concentration risk with 68.3 percent of gross written premiums distributed through just four brokers. Reliance on AmFam partnership is critical for legal entities, ratings, and licenses with AmFam owning 14.4 percent. Limited operating history since September 2020 increases reliance on third-party data and models.
Filed Feb 27, 2025