Risk factors
Bank7 (BSVN) risk factors
Item 1A of every Bank7 Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors25 risks2 new1 dropped6 reworded
The bank disclosed material weaknesses in internal controls across financial reporting and IT, while expanding loan and deposit figures.
Filed Mar 17, 2026 - FY2024 10-K risk factors24 risks
Concentration in regional markets, specifically Oklahoma and Texas, heavily impacts loan performance and commercial real estate exposure. High concentration in hospitality loans and energy sector credit exposure creates specific industry-level vulnerabilities. Insider control by management and the Haines Family Trusts represents 55.8% of common stock.
Filed Mar 12, 2025