Credit Acceptance (CACC) executive compensation, 2026 proxy

Vinayak R. Hegde, Chief Executive Officer and President, was paid $62.6M in 2025. The CEO-to-median-employee pay ratio was 641:1, on median employee pay of $99,098.

Filed
April 28, 2026
Annual meeting
June 10, 2026
Pay year
2025
Named executives
7
CEO total pay
$62.6M2025
CEO to median employee
641:1median $99,098
CEO pay in equity
99%$61.6M in awards
Prior say-on-pay support
98%of votes cast
CEO Stock Awards
$61,633,600Initial 10-year CEO equity grant
CEO Pay Ratio
641:1Based on actual 2025 compensation
Median Employee Pay
$99,098Annual total compensation
Say-on-Pay Support
97.6%Prior year approval

How Hegde was paid

$62.6M in total for 2025, as reported in the Summary Compensation Table. Equity awards are valued at grant, not at what they turned out to be worth.

Salary0%Bonus1%Stock awards99%All other compensation0%

Named executive officers

ExecutiveTotal
Vinayak R. HegdeChief Executive Officer and President$62,567,647
Kenneth S. BoothFormer Chief Executive Officer and President$27,416,214
Douglas W. BuskFormer Chief Treasury Officer$3,432,343
Jay D. MartinChief Financial Officer$623,458
Ravi MohanChief Technology Officer$1,751,883
Arthur L. SmithFormer Chief Analytics Officer$780,686
Daniel A. UlatowskiFormer Chief Sales Officer$780,872

What changed and why

  • $62.6MVinayak R. Hegde received total compensation of $62,567,647 following his appointment as Chief Executive Officer in November 2025.
  • $61.6MCEO total compensation includes a one-time stock award valued at $61,633,600 intended to cover a 10-year period.
  • $1.9MExcluding the special CEO equity award, annual total compensation for the CEO would have been $1,886,376.
  • The ratio of CEO annual total compensation to median team member compensation was 641:1.
  • 97.6%At the 2025 annual meeting, named executive officer compensation was approved by 97.6% of votes cast.

About this page

Figures are automated and can be wrong; check the filing for the exact numbers. Totals follow SEC rules, which value stock and option awards at grant. Read the DEF 14A proxy statement for footnotes and the compensation committee's full reasoning.