Chubb (CB) risk factors
Item 1A of every Chubb Ltd. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors35 risks1 new2 dropped6 reworded
Regulatory capital requirements for insurance subsidiaries are a new operational risk focus. International tax rules from the OECD and Switzerland continue to evolve. Foreign exchange exposure shifted with unhedged net assets dropping to 26.7 percent.
Filed Feb 27, 2026 - FY2024 10-K risk factors36 risks
Chubb operates globally across 54 countries facing natural and man-made disaster risks that could impact loss reserves and capital. The company faces increasing tax risks including a 15 percent Bermuda income tax and global minimum tax measures. Regulatory, cybersecurity, and evolving privacy laws create significant operational and compliance burdens.
Filed Feb 27, 2025