Risk factors

CB Financial Services (CBFV) risk factors

Item 1A of every CB Financial Services, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    18 risks1 dropped3 reworded

    CB Financial Services streamlined technology risk disclosures while emphasizing potential credit losses from inflation and real estate market disruptions.

    Filed Mar 13, 2026
  • FY2024 10-K risk factors
    19 risks

    The company's risks are dominated by real estate loan concentration, interest rate sensitivity, and credit loss exposures. Goodwill impairments and cybersecurity threats present additional significant financial and operational exposures.

    Filed Mar 19, 2025