Risk factors
Cincinnati Financial (CINF) risk factors
Item 1A of every Cincinnati Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors26 risks1 new1 dropped4 reworded
Catastrophe and epidemic risk was added to operations and self-funded health plans. Climate regulation and unrealized losses risks shifted. Competitive pricing and subsidiary dividend restrictions were updated.
Filed Feb 23, 2026 - FY2024 10-K risk factors26 risks
Cincinnati Financial faces primary risks from loss reserve inadequacy, catastrophe exposure, and climate change impacts on insurance operations.
Filed Feb 24, 2025