Risk factors
Civista Bancshares (CIVB) risk factors
Item 1A of every Civista Bancshares, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors38 risks1 new2 dropped3 reworded
Civista Bancshares added internal control reporting risks following staff turnover and the CLF acquisition. The company shifted M&A risk focus from general expansion to specific FSB integration. Deposit insurance risk now explicitly references Silicon Valley Bank and Signature Bank failures.
Filed Mar 06, 2026 - FY2024 10-K risk factors39 risks
This is Civista Bancshares' initial risk filing, with a primary focus on economic, credit, cybersecurity, and regulatory risks.
Filed Mar 10, 2025