Risk factors

Clover Health Investments (CLOV) risk factors

Item 1A of every Clover Health Investments, Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    63 risks3 new1 dropped6 reworded

    Clover Health expanded its risk disclosures regarding membership growth management, HIPAA compliance responsibilities, and financial control obligations. Net losses increased to $85.5 million in 2025, pushing the accumulated deficit to $2.3 billion. Share option and RSU counts were updated for 2025 alongside insider ownership figures.

    Filed Feb 27, 2026
  • FY2024 10-K risk factors
    61 risks

    Clover Health faces significant financial risks, including past net losses totaling $46.3 million in 2024 and an accumulated deficit of $2.2 billion.

    Filed Mar 03, 2025