Risk factors

ConnectOne Bancorp (CNOB) risk factors

Item 1A of every ConnectOne Bancorp, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    28 risks2 new13 dropped4 reworded

    Interest rate resets on $2.4 billion in loans could harm borrower repayment ability.

    Filed Feb 24, 2026
  • FY2024 10-K risk factors
    39 risks

    Commercial real estate loan concentration and New York metropolitan market exposure dominate credit risk. Impending crossing of the $10 billion asset threshold via the FLIC acquisition adds heavy regulatory burdens and merger execution risks.

    Filed Feb 21, 2025