Risk factors

Columbia Banking System (COLB) risk factors

Item 1A of every Columbia Banking System, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    31 risks2 new4 reworded

    Columbia added risks centered entirely on its Pacific Premier acquisition and key employee retention.

    Filed Feb 26, 2026
  • FY2024 10-K risk factors
    29 risks

    Columbia Banking System faces heavy exposure to commercial real estate loans, interest rate volatility, and regional economic conditions.

    Filed Feb 25, 2025