Risk factors
Central Plains Bancshares (CPBI) risk factors
Item 1A of every Central Plains Bancshares, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2026 10-K risk factors48 risks31 new26 dropped17 reworded
New risks emphasize rate-sensitive margins, capital constraints, compliance scrutiny, inflation, and concentrated local real-estate lending.
Filed Jun 18, 2026 - FY2025 10-K risk factors43 risks
Central Plains Bancshares faces high exposure to real estate loan concentration and local economic downturns in its specific market area. Interest rate fluctuations, credit losses, and intense competition from larger institutions heavily threaten profitability and growth. Reliance on key management, technology systems, and external funding sources underpins operational stability.
Filed Jun 26, 2025