Risk factors

Community Trust Bancorp (CTBI) risk factors

Item 1A of every Community Trust Bancorp Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    27 risksNo changes

    The company's filing shows no changes to its risk factors compared to the previous year.

    Filed Feb 27, 2026
  • FY2024 10-K risk factors
    27 risks

    Community Trust Bancorp operates primarily in regional markets across Kentucky, West Virginia, and Tennessee. Its risk profile is dominated by local economic dependency, regional lending concentrations, interest rate fluctuations, and heavy banking regulation.

    Filed Feb 28, 2025