Risk factors
Customers Bancorp (CUBB) risk factors
Item 1A of every Customers Bancorp, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors66 risks4 new12 dropped19 reworded
Commercial loan volume grew to $15.4 billion, increasing concentration risks.
Filed Feb 27, 2026 - FY2024 10-K risk factors74 risks
Loan portfolio concentration is high, with commercial loans reaching $13.2 billion or 90.1% of total loans in 2024. Asset quality depends heavily on commercial real estate and New York multifamily rent regulations. Technology risks span digital currency industry exposure, AI adoption, and third-party IT dependency.
Filed Feb 28, 2025