Risk factors

Community West Bancshares (CWBC) risk factors

Item 1A of every Community West Bancshares 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    46 risks3 new1 dropped4 reworded

    Community West Bancshares added trade tariff risks and technology resource challenges this year. Non-performing loans dropped slightly to 0.27% of total loans.

    Filed Mar 11, 2026
  • FY2024 10-K risk factors
    44 risks

    Community West Bancshares faces intense credit risks primarily concentrated in California real estate and commercial loans. The bank is highly exposed to interest rate fluctuations, regulatory capital pressures, and cybersecurity threats.

    Filed Mar 17, 2025