How Lubow was paid
$4.1M in total for 2025, as reported in the Summary Compensation Table. Equity awards are valued at grant, not at what they turned out to be worth.
Named executive officers
| Executive | Salary | Stock | Incentive | Pension | Other | Total |
|---|---|---|---|---|---|---|
| Stuart H. LubowPresident and Chief Executive Officer | $1,043,164 | $1,163,271 | $1,246,861 | $436,486 | $218,743 | $4,108,525 |
| Avinash ReddySenior Executive Vice President & Chief Operating Officer/Chief Financial Officer | $562,125 | $427,480 | $336,033 | — | $93,384 | $1,419,022 |
| Thomas X. GeiselSenior Executive Vice President & Chief Commercial Officer | $415,473 | $199,988 | $297,207 | — | $269,776 | $1,182,444 |
| Conrad J. GuntherFormer Senior Executive Vice President & Chief Lending Officer | $500,187 | $302,503 | $252,070 | — | $1,236,647 | $2,291,407 |
| Michael J. FeganSenior Executive Vice President & Chief Technology and Operations Officer | $426,540 | $258,016 | $228,149 | — | $40,072 | $952,777 |
| Christopher J. PorzeltExecutive Vice President & Chief Risk Officer | $396,298 | $199,996 | $212,232 | — | $36,761 | $845,287 |
What changed and why
- $4.1MStuart H. Lubow received a total compensation of $4,108,525 in 2025 compared to $3,546,605 in 2024.
- $94,000.16The CEO pay ratio for 2025 was 44 to 1 based on a median employee compensation of $94,000.16.
- 76.5%Shareholders supported the 2024 executive compensation program with 76.5% of the votes cast in favor.
- Base salaries for executive officers were adjusted effective April 1, 2025.
- Conrad J. Gunther retired as Senior Executive Vice President and Chief Lending Officer on December 31, 2025.
About this page
Figures are automated and can be wrong; check the filing for the exact numbers. Totals follow SEC rules, which value stock and option awards at grant. Read the DEF 14A proxy statement for footnotes and the compensation committee's full reasoning.