Risk factors
Reliance Global Group (EZRA) risk factors
Item 1A of every Reliance Global Group, Inc. 10-K on file, and what changed from one year to the next.
- FY2025 10-K risk factors
38 risks, 3 new, 1 dropped, 4 reworded since the prior year. Expansion into early-stage technology investments through EZRA International Group and Scale51 introduces new operational and geopolitical risks.
Filed Mar 10, 2026 - FY2024 10-K risk factors
36 risks. Revenue depends heavily on operations concentrated in Michigan, Montana, Ohio, and New Jersey. Debt agreements with Oak Street impose strict financial covenants and ratios. Growth relies on acquiring other insurance intermediaries despite intense competition for targets.
Filed Mar 07, 2025