Risk factors
Reliance Global Group (EZRA) risk factors
Item 1A of every Reliance Global Group, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors38 risks3 new1 dropped4 reworded
Expansion into early-stage technology investments through EZRA International Group and Scale51 introduces new operational and geopolitical risks.
Filed Mar 10, 2026 - FY2024 10-K risk factors36 risks
Revenue depends heavily on operations concentrated in Michigan, Montana, Ohio, and New Jersey. Debt agreements with Oak Street impose strict financial covenants and ratios. Growth relies on acquiring other insurance intermediaries despite intense competition for targets.
Filed Mar 07, 2025