Risk factors

FB Bancorp (FBLA) risk factors

Item 1A of every FB Bancorp, Inc. 10-K on file, and what changed from one year to the next.

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  • FY2025 10-K risk factors

    35 risks, 1 new, 1 dropped, 1 reworded since the prior year. Adoption of artificial intelligence introduces new compliance, data privacy, and security risks to operations.

    Filed Mar 26, 2026
  • FY2024 10-K risk factors

    35 risks. This is an initial filing with no prior year risk comparison. The risk profile is dominated by commercial real estate loan concentrations, regional economic exposure in Louisiana and Mississippi, and interest rate sensitivity.

    Filed Mar 27, 2025