Risk factors
First Community Bankshares (FCBC) risk factors
Item 1A of every First Community Bankshares Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors117 risks23 new21 dropped63 reworded
First Community Bankshares faces new financial metrics and acquisition impacts in 2025. Restructuring and integration costs from acquisitions affect operational expenses.
Filed Mar 06, 2026 - FY2024 10-K risk factors115 risks
The document contains financial and operating data for First Community Bankshares, not standard risk factor disclosures. Core metrics include net income of $51.60 million and loan portfolios totaling $2.42 billion. Capital ratios remain well above regulatory minimums under Basel III.
Filed Mar 07, 2025