Risk factors
Fidelity D & D Bancorp (FDBC) risk factors
Item 1A of every Fidelity D & D Bancorp Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors36 risks1 new1 reworded
Trade policies and tariffs were added as a risk threatening local customers in agriculture, manufacturing, and retail. Cybersecurity risk disclosures were expanded to cover unknown liabilities from acquired companies.
Filed Mar 13, 2026 - FY2024 10-K risk factors35 risks
Fidelity D & D Bancorp operates primarily in Lackawanna and Luzerne Counties in Pennsylvania. Key risks center on commercial real estate volatility, net interest income dependency, and regulatory capital rules under Basel III and Dodd-Frank.
Filed Mar 13, 2025