Finwise Bancorp (FINW) risk factors

Item 1A of every Finwise Bancorp 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
65 risks11 new7 dropped18 reworded
Finwise Bancorp added numerous risks covering real estate collateral exposure, segment reporting, AI usage, and evolving ESG and climate rules. The bank faces heavy counterparty and regulatory scrutiny regarding Strategic Program service providers and relies entirely on BFG for SBA 7(a) loan referrals.
Filed Mar 23, 2026
FY2024 10-K risk factors
61 risks
Finwise Bancorp faces heightened risks from reliance on fintech partnerships, regulatory compliance, and regional economic conditions in Utah.
Filed Mar 26, 2025