Risk factors

Fidelity National Information Services (FIS) risk factors

Item 1A of every Fidelity National Information Services, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    31 risks2 new1 dropped12 reworded

    Debt increased from approximately $11.3 billion to $13.1 billion, while interest rates remain elevated and may require debt rebalancing.

    Filed Feb 24, 2026
  • FY2024 10-K risk factors
    30 risks

    FIS faces significant risks centered around banking industry consolidation, regulatory oversight by the FFIEC and international bodies, integration and operational hurdles following the Worldpay sale, and heavy leverage with $11.3 billion in debt and $17.3 billion in goodwill.

    Filed Feb 13, 2025