Risk factors

Flagstar Bank, National Association (FLG) risk factors

Item 1A of every Flagstar Bank, National Association 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    41 risks5 new4 dropped15 reworded

    Flagstar Bank added new risk disclosures addressing political volatility, CFPB enforcement actions, and execution of its enterprise strategic plan.

    Filed Feb 27, 2026
  • FY2024 10-K risk factors
    40 risks

    Interest rate risk and net interest income pressures dominate the risk profile.

    Filed Mar 04, 2025