Risk factors

Finance of America Companies (FOA) risk factors

Item 1A of every Finance of America Companies Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    61 risks11 new9 dropped26 reworded

    Partnership strategies expand with Better and PHH agreements to scale reverse mortgage distribution.

    Filed Mar 13, 2026
  • FY2024 10-K risk factors
    59 risks

    Finance of America relies heavily on the reverse mortgage market, with 44% of loans secured in California.

    Filed Mar 14, 2025