Risk factors
First Merchants (FRME) risk factors
Item 1A of every First Merchants Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factorsRisk factors section under review
Risk disclosures are essentially unchanged from the prior year.
Filed Feb 25, 2026 - FY2024 10-K risk factorsRisk factors section under review
Pandemic-related branch closures, remote work, and cyberattacks threaten operations and customer access.
Filed Feb 24, 2025