Primis Financial (FRST) risk factors
Item 1A of every Primis Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors39 risks5 new6 dropped15 reworded
Interest rate cuts by the Federal Reserve now explicitly drive earnings risk, while real-time payment networks and customer fraud emerge as new operational threats.
Filed Mar 16, 2026 - FY2024 10-K risk factors40 risks
Primis Financial faces heavy credit concentration risks, particularly in commercial real estate, construction, and unsecured consumer loans. Earnings are vulnerable to fluctuating interest rates, rising nonperforming assets, and mortgage market cycles. Growth relies on successful acquisitions, capital adequacy, and technology integration.
Filed Apr 29, 2025 - FY2023 10-K risk factors35 risks
Primis Financial faces notable risks from high concentrations of real estate loans, unsecured consumer lending, and interest rate volatility.
Filed Oct 15, 2024