FS Bancorp (FSBW) risk factors

Item 1A of every FS Bancorp, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

Open FSBW in Gloom →

FS Bancorp's chart, financials and news, free in your browser.Open FSBW in Gloom →

FY2025 10-K risk factors
35 risks2 new11 reworded
FS Bancorp highlights increasing credit risks from regional natural disasters like the November 2025 Pacific Northwest floods. The bank updated portfolio figures and acknowledged evolving regulatory frameworks around ESG and DEI.
Filed Mar 13, 2026
FY2024 10-K risk factors
33 risks
This is an initial filing with no prior year risk factors. The risk profile is dominated by regional real estate lending exposure, interest rate sensitivity, and technology and cyber risks.
Filed Mar 17, 2025