Firstsun Capital Bancorp (FSUN) risk factors
Item 1A of every Firstsun Capital Bancorp 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors75 risks13 new16 dropped16 reworded
FirstSun is expanding via its pending merger with First Foundation, crossing the $10 billion asset threshold and triggering stricter regulations. Integration risks, regulatory approvals, and capital needs dominate the risk disclosures.
Filed Mar 06, 2026 - FY2024 10-K risk factors78 risks
FirstSun Capital Bancorp faces heavy exposure to credit quality risks, particularly in commercial and industrial and commercial real estate lending. Interest rate fluctuations heavily impact net interest income, mortgage revenue, and the value of investment securities. Liquidity, deposit costs, and reliance on government-sponsored entities drive core profitability.
Filed Mar 07, 2025