First US Bancshares (FUSB) risk factors

Item 1A of every First US Bancshares, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
37 risks1 new1 dropped5 reworded
Digital banking trends introduced as a new risk of deposit volatility.
Filed Mar 12, 2026
FY2024 10-K risk factors
37 risks
First US Bancshares faces significant exposure to commercial real estate loans, totaling $293.3 million or 35.6% of its portfolio at year-end 2024. Residential real estate loans represent approximately 9% of the total loan portfolio at year-end 2024. Operations are highly sensitive to market interest rate fluctuations and intense banking competition in local markets.
Filed Mar 14, 2025