Risk factors

First National (FXNC) risk factors

Item 1A of every First National Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    49 risks1 dropped6 reworded

    The Touchstone acquisition integration risk was dropped as the October 2024 merger concluded.

    Filed Mar 25, 2026
  • FY2024 10-K risk factors
    50 risks

    First National Corp faces intense economic, interest rate, and credit risks centered on its regional banking operations in Virginia and North Carolina.

    Filed Mar 31, 2025