Risk factors

German American Bancorp (GABC) risk factors

Item 1A of every German American Bancorp, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    34 risks5 new5 reworded

    Asset growth toward the $10 billion threshold brings new CFPB regulatory oversight.

    Filed Feb 27, 2026
  • FY2024 10-K risk factors
    29 risks

    Geography-focused regional banking risks dominate, heavily exposed to Indiana, Kentucky, and Ohio economic conditions and interest rate shifts.

    Filed Mar 03, 2025