Risk factors

Green Dot (GDOT) risk factors

Item 1A of every Green Dot Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    42 risks9 new5 dropped7 reworded

    Green Dot faces major restructuring risks due to pending merger and separation agreements with CommerceOne.

    Filed Mar 16, 2026
  • FY2024 10-K risk factors
    38 risks

    Revenue concentration heavily relies on a single BaaS partner generating 55% of total operating revenues in 2024. Debt obligations increased through the issuance of $65.0 million in senior unsecured notes maturing in 2029. International software development operations in Shanghai face disruption risks from local events.

    Filed Mar 04, 2025