Risk factors
Hanmi Financial (HAFC) risk factors
Item 1A of every Hanmi Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors9 risks2 new1 dropped5 reworded
AI and machine-learning risks are newly disclosed, including third-party credit-scoring and fraud-detection models, data security, bias, and fair-lending concerns.
Filed Feb 27, 2026 - FY2024 10-K risk factors38 risks
Commercial lending and real-estate concentration dominate, including 77.0% of loans in commercial categories and $1.61 billion in non-residential building loans.
Filed Feb 28, 2025