Risk factors

Huntington Bancshares (HBAN) risk factors

Item 1A of every Huntington Bancshares Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    38 risks7 new3 dropped13 reworded

    Cadence merger risks now dominate, including integration costs, expanded oversight, operating complexity, and employee retention.

    Filed Feb 13, 2026
  • FY2024 10-K risk factors
    33 risks

    Credit losses, interest-rate movements, liquidity, and deposit stability are central threats to Huntington’s banking results and capital.

    Filed Feb 14, 2025