Risk factors

Heritage Insurance Holdings (HRTG) risk factors

Item 1A of every Heritage Insurance Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

Open HRTG in Gloom →
Heritage Insurance Holdings' chart, financials and news, free in your browser.Open HRTG in Gloom →
  • FY2025 10-K risk factors
    176 risks139 new2 dropped7 reworded

    AI adoption and cybersecurity receive new, detailed treatment, including model errors, privacy, vendor, recovery, and compliance risks.

    Filed Mar 12, 2026
  • FY2024 10-K risk factors
    39 risks

    Loss reserves and catastrophe exposure in coastal states dominate Heritage Insurance Holdings, Inc. operations and risk profile.

    Filed Mar 13, 2025