International Bancshares (IBOC) risk factors

Item 1A of every International Bancshares Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

Open IBOC in Gloom →

International Bancshares' chart, financials and news, free in your browser.Open IBOC in Gloom →

FY2025 10-K risk factors
31 risks1 reworded
Earnings are subject to interest rate risk driven by macroeconomic factors and Federal Reserve monetary policy.
Filed Feb 26, 2026
FY2024 10-K risk factors
31 risks
International Bancshares Corp is heavily exposed to regional real estate values in Texas and Oklahoma, Mexican cross-border trade, and crude oil price fluctuations. Earnings depend significantly on CEO Dennis E. Nixon, interest rate sensitivity, and local banking competition.
Filed Feb 27, 2025