Risk factors
Independent Bank (INDB) risk factors
Item 1A of every Independent Bank Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors37 risks6 new4 dropped10 reworded
Banking-industry failures now emphasize depositor confidence, regulatory scrutiny, deposit competition and liquidity risks.
Filed Feb 27, 2026 - FY2024 10-K risk factors35 risks
Credit risk is concentrated in Massachusetts and broader New England, commercial loans, and real estate collateral.
Filed Feb 28, 2025