Risk factors

Isabella Bank (ISBA) risk factors

Item 1A of every Isabella Bank Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    42 risks8 new1 dropped9 reworded

    Isabella Bank added new risk disclosures around its Nasdaq uplisting, public company compliance, and federal privacy regulations. Liquidity and deposit stability risks were tightened to emphasize elevated interest rates and wholesale borrowing limits.

    Filed Mar 13, 2026
  • FY2024 10-K risk factors
    35 risks

    Isabella Bank Corp is exposed heavily to credit risk and loan concentration across eight Michigan counties.

    Filed Mar 12, 2025