Risk factors
John Marshall Bancorp (JMSB) risk factors
Item 1A of every John Marshall Bancorp, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors51 risks4 new1 dropped11 reworded
The bank faces heightened loan loss and commercial real estate risks, updating figures for concentrations, uninsured deposits, and large borrower counts.
Filed Mar 13, 2026 - FY2024 10-K risk factors48 risks
The company relies heavily on commercial real estate and relationship-based lending to small and medium-sized businesses. It faces key risks from uninsured deposits and a concentrated deposit base. Technology failures, cyber-attacks, and stringent banking regulations heavily impact its operational continuity and capital requirements.
Filed Mar 28, 2025